KakaoBank Lends Extra ₩1.2tn to Thin-File Borrowers Using Non-Financial Data
Why it mattersIt is a concrete example of how 'alternative credit scoring' — using everyday digital footprints instead of just loan history — can expand …
KakaoBank says it lent an extra ₩1.2tn to mid-to-low-credit borrowers using shopping and payment data in its credit model.
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